Lenditt is the registered online personal loan app in India. The application is easily available on Google Play Store and App Store for quick download without any cost. It is trusted for instant loan approvals between Rs. 10,000 to Rs. 2 lakhs. Some essential criteria to apply for an online personal loan are: You must be between 21 and 50 years old, have a stable income of Rs. 20,000 per month, and you must meet the credit score requirements.